Terms and Conditions

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Web Site Subscriber Agreement and Terms of Service Between Subscriber and diversifyportfolio.com (“Agreement”).

PLEASE READ THIS AGREEMENT CAREFULLY BEFORE USING THE SERVICES PROVIDED BY DIVERSIFYPORTFOLIO.COM.

All references to diversifyportfolio.com shall include the owner of diversifyportfolio.com and any affiliates, subsidiaries, officers and employees of diversifyportfolio.com. All references to “you” and “your” shall mean the subscriber.

ACCEPTANCE BY DIVERSIFYPORTFOLIO.COM AND ACCESS TO DIVERSIFYPORTFOLIO.COM IS EXPRESSLY CONDITIONED UPON YOUR ASSENT TO ALL OF THE TERMS AND CONDITIONS OF THIS AGREEMENT, TO THE EXCLUSION OF ALL OTHER TERMS; IF THESE TERMS AND CONDITIONS ARE CONSIDERED AN OFFER BY DIVERSIFYPORTFOLIO.COM, ACCEPTANCE IS EXPRESSLY LIMITED TO THESE TERMS.

1. Description of Services

diversifyportfolio.com provides data analysis, research, informational and visualization tools focused on various securities and financial instruments.

2. Trial and Membership Subscriptions

By signing up for either a trial or membership subscription, you are agreeing to the terms and conditions as set out in the diversifyportfolio Disclaimer, Privacy Policy and Terms of Use documents.

3. Payment, Renewal and Cancellation

During the trial period, no payment is required. Payment is required for membership subscriptions which are facilitated through PayPal. Payment for subscriptions are due in advance of each period (Monthly or Annually). Renewal of subscriptions is done automatically at the end of each period. Membership cancellatations can be done at any time either through PayPal or by contacting support@diversifyportfolio.com. When a membership subscription is cancelled, access to all diversifyportfolio.com tools and services will cease with immediate effect. diversifyportfolio.com does not issue refunds for cancelled memberships.

diversifyportfolio.com reserves the right to change the rates for the subscription at any time following 30 days notice by email to the subscriber. The subscription rate change shall apply to all subsequent billings following the 30-day notice period. If payment for the subscription fails for any reason, diversifyportfolio.com reserves the right to terminate your subscription and your access to diversifyportfolio.com.

4. Selection of username & password

To access diversifyportfolio.com you will be required to create a username and password. You agree that you have no right to transfer, assign or share the username or password, and that you are solely responsible for maintaining confidentiality of your username and password. If you believe that your information is no longer secure, you agree to promptly notify diversifyportfolio.com and change your username and password.

5. Representations and Warranties

You represent and warrant to diversifyportfolio.com that (a) you are over the age of eighteen (18) and have the power and authority to enter into and perform your obligations under this Agreement; (b) you shall comply with all the terms and conditions of this Agreement, including, without limitation, the Terms of Use set forth below; and (c) you have provided accurate and complete registration and subscription information.

6. Terms of Use

a. You agree that you shall use the access granted to diversifyportfolio.com and any emails received from diversifyportfolio.com, its agents or assigns, for your personal and non-commercial use only. You may not modify, copy, distribute, transmit, display, reproduce, publish, license, create derivative works from, transfer, or sell any information, material or services obtained from the diversifyportfolio.com or the emails sent by diversifyportfolio.com.

b. You acknowledge that you have read, understand and agree to the terms of the Disclaimer posted on diversifyportfolio.com, which are incorporated herein as section 13.

c. You agree that you will only use the access granted under this Agreement for lawful purposes.

d. You agree not to permit anyone whose subscription was terminated to access the site with your username and password, or to provide your information for the purpose of accessing diversifyportfolio.com.

e. All materials displayed or performed on the diversifyportfolio.com, or in emails sent by diversifyportfolio.com, (including, but not limited to text, graphics, news articles, photographs, images, illustrations, audio clips and video clips, also known as the "Content") are protected by copyright, and owned or controlled by diversifyportfolio.com or its third party content providers. You agree to abide by all copyright notices, information, and restrictions contained in any Content accessed through the Services. diversifyportfolio.com is protected by copyright as a collective work and/or compilation, pursuant to U.S. copyright laws, international conventions, and other copyright laws. You may not modify, publish, transmit, participate in the transfer or sale of, reproduce (except as permitted in this Agreement for the use of Services), create derivative works based on, distribute, perform, display, or in any way exploit, any of the Content, software, materials, or Services in whole or in part. You may download or copy the Content, and other items displayed on, or distributed by diversifyportfolio.com, for download, for personal use only, provided that you maintain all copyright and other notices contained in such Content. You will not store any significant portion of any Content in any form. Copying or storing of any Content for other than personal, noncommercial use is expressly prohibited without prior written permission from diversifyportfolio.com, or from the copyright holder identified in such Content's copyright notice.

f. The site and emails maintained and distributed by diversifyportfolio.com may contain links to the sites of third parties. The linked sites are not under the control of diversifyportfolio.com and diversifyportfolio.com is not responsible for the content of those sites. These links are provided only as a matter of convenience and inclusion of a link by diversifyportfolio.com does not imply an endorsement of, or an association with, any third party's linked site, products or services, unless expressly stated. diversifyportfolio.com is not a party to any agreement or transaction which you enter into with a third party accessed through a link. You are responsible for reading and complying with the terms of use, privacy statement and disclaimer for any linked site.

g. You understand that parts of the Content, as well as software tools and portions of the Services available on the Site may be provided by third party content providers and suppliers. You acknowledge that neither diversifyportfolio.com nor such third party providers and suppliers guarantee the accuracy, completeness or timeliness of such information and you therefore agree that diversifyportfolio.com and its third party providers and suppliers shall have no liability for any loss you may suffer through your use of such materials or resulting from any errors, omissions or delays related thereto. By accepting this agreement, you expressly accept the terms of the user agreement for the third party providers. See individual third party agreements for specific guidelines on third party content.

7. Indemnification

You will indemnify and hold diversifyportfolio.com, its parents, subsidiaries, affiliates, officers and employees, harmless, including costs and attorneys' fees, from (i) any claims of liability or responsibility for any use or misuse of the Services as selected or as applied by you, (ii) any claim or demand made by any third party due to or arising out of your access to the Site, use of the Services, the violation of this Agreement by you, or the infringement by you, or any third party using your diversifyportfolio.com username and password, of any intellectual property or other right of any person or entity.

8. Disclaimer of Warranties

You acknowledge that the services and the site are still under development and that the services, content, site and any software are provided on an "as is" basis, without warranties of any kind, either express or implied, including, without limitation, implied warranties of merchantability, fitness for a particular purpose or non-infringement. Some states do not allow limitations on how long implied warranty lasts, so the above limitations may not apply to you.

9. Accessibility

You agree that from time to time diversifyportfolio.com may be inaccessible or inoperable for any reason, including, without limitation: (i) equipment malfunctions; (ii) periodic maintenance procedures or repairs which diversifyportfolio.com may undertake from time to time; or (iii) causes beyond the control of diversifyportfolio.com or which are not reasonably foreseeable by diversifyportfolio.com. diversifyportfolio.com may change, suspend or discontinue the Services at any time, including the availability of any feature, database, or content. diversifyportfolio.com may also impose limits on certain features and services or restrict your access to parts or all of the Services without notice or liability.

10. Termination

diversifyportfolio.com reserves the right to terminate your subscription or limit your access to diversifyportfolio.com at any time, in its sole discretion, and make a refund to you for any remaining whole months on your subscription. In the event of a breach of this Agreement by you, diversifyportfolio.com reserves the right to immediately terminate your access without a refund.

11. Modification and Amendment

diversifyportfolio.com reserves the right, at its discretion, to modify this Agreement at any time by posting a notice on the web site, or by sending you a notice via e-mail. You are responsible for reviewing and becoming familiar with any such modifications. Your use of the Services following such notification constitutes your acceptance of the terms and conditions of this Agreement as modified.

12. Miscellaneous

a. Waiver and Severability. No failure or delay in exercising or enforcing any right or remedy hereunder by diversifyportfolio.com shall constitute a waiver of any other right or remedy, or future exercise thereof. If any provision of this Agreement is determined to be invalid under any applicable statute or rule of law, it is to that extent to be deemed omitted, and the balance of the Agreement shall remain enforceable.

c. Survival. The respective rights and obligations of the parties under Sections 5, 6, 7, 8 12, and this Section 13 shall survive any termination or expiration of this Agreement.

d. Both parties agree that this Agreement is the complete and exclusive statement of the mutual understanding of the parties and supersedes and cancels all previous written and oral agreements, communications and other understandings relating to the subject matter of this Agreement.

13. Disclaimer

The diversifyportfolio.com web site is published as an informational service for subscribers and does not provide recommendations on buying or selling of securities or any other financial instrument of any kind. The publishers of diversifyportfolio.com are not investment advisers, and they do not provide investment advice or recommendations directed to any user or subscriber of the website. The information provided by diversifyportfolio.com is obtained from sources believed to be reliable but is not guaranteed as to accuracy or completeness. Subscribers to diversifyportfolio.com or any other persons who buy, sell or hold securities should do so with caution and consult with their financial advisor.

The information contained on diversifyportfolio.com is provided for general informational purposes, as a convenience to the subscribers of diversifyportfolio.com. The materials are not a substitute for obtaining professional advice from a qualified person, firm or corporation. Consult the appropriate professional advisor for more complete and current information. diversifyportfolio.com is not engaged in rendering any legal or professional services by placing these general informational materials on diversifyportfolio.com. diversifyportfolio.com and its publishers specifically disclaim any liability, whether based in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with access to or use of diversifyportfolio.com, even if diversifyportfolio.com has been advised of the possibility of such damages, including liability in connection with mistakes or omissions in, or delays in transmission of, information to or from the user, interruptions in telecommunications connections to the site or viruses.

diversifyportfolio.com makes no representations or warranties about the accuracy or completeness of the information contained on this website. Any links provided to other server sites are offered as a matter of convenience and in no way are meant to imply that diversifyportfolio.com endorses, sponsors, promotes or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites, unless expressly stated.

diversifyportfolio.com is the copyright owner of all text and graphics contained on this website, except as otherwise indicated. Other parties' trademarks and service marks that may be referred to herein are the property of their respective owners. You may print a copy of the information contained herein for your personal use only, but you may not reproduce or distribute the text or graphics to others or substantially copy the information on your own server, or link to this website, without prior written permission of diversifyportfolio.com. Permission to use and reproduce documents and related graphics available from this website is granted, provided that: (1) the copyright notice appears in all copies and that both the copyright and this permission notice appear; (2) use and reproduction of documents and related graphics available from this website is limited to personal, non-commercial use; (3) no documents or related graphics, including logos, available from this website are modified in any way; and (4) no graphics, including logos, available from this website are used separate from accompanying text. Use or reproduction for any other purpose is expressly prohibited by law, and may result in civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

OTHER THAN AS SET FORTH ABOVE, ANY REDISTRIBUTION of the diversifyportfolio.com web site or the information contained therein, without the written consent of the publishers of diversifyportfolio.com, is STRICTLY PROHIBITED. Copying and/or electronic transmission of the diversifyportfolio.com web site or content is a violation of copyright law.

If you have any questions related to this agreement, please contact us at support@diversifyportfolio.com
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